A ring binder in luxurious, soft cognac-colored leather makes your planner system more complete than ever!

This cover is in Personal size and perfect if you want to give your new planner refill or Filofax refills a stylish home. The binder features 5 smart pockets in different sizes for storing stickers, receipts, or other important items you want to keep track of. It also includes an elastic pen holder, so your favorite pen is always ready for planning!

Note: The ring binder and refill are sold separately.